Four common myths about motorcycle insurance

Consumers in Asheville, NC, need to be accurately informed about motorcycle insurance. At Asheville Insurance Center, we make sure that our customers have all the information they need to choose the right motorcycle insurance solution.

Here are four common myths that motorcycle owners need to be aware of when it comes to motorcycle insurance. 

You can decide whether you want to carry motorcycle insurance.

Motorcycle insurance is not optional. Any rider out on public roads must meet North Carolina state auto insurance requirements to drive legally. 

All motorcycle insurance policies are the same.

Motorcycle insurance policies can vary widely regarding how much coverage they offer and what policy features they include. You must fully understand your options when buying a policy to get the best coverage for your unique needs. 

It’s not important to insure a motorcycle that is in storage.

Many motorcycle owners store their bikes during certain parts of the year. If you store your bike for extended periods, you shouldn’t assume you don’t need insurance coverage while your bike’s in storage.

Most motorcycle insurance providers offer policies that can include storage coverage. This type of coverage is adjusted to cover damages to your bike only while it’s in storage so that you’re only paying for the coverage you need at the moment. 

You can rely on motorcycle insurance to pay for maintenance.

Motorcycle insurance only covers you for damage caused by incidents like vehicle collisions. You cannot rely on your motorcycle insurance to pay for your vehicle’s routine mechanical maintenance. 

Visit us online at Asheville Insurance Center to learn more about the insurance products we offer to consumers in Asheville, NC. Get in touch now for a quote on a motorcycle insurance policy.