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Asheville Insurance Center

1005 Tunnel Rd
Asheville, NC 28805

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North Carolina Autoowners with auto insurance coverage

Auto Insurance in North Carolina

You’ll never know when and where you’ll get into an auto accident in Asheville, NC, so it pays to stay prepared with an auto insurance policy. The experts at Asheville Insurance Center can help you find a policy that protects you and your vehicle when the unexpected happens.

Why Do You Need Auto Insurance?

There are plenty of good reasons why you don’t want to be without an auto insurance policy. For starters, the state of North Carolina requires all drivers to carry auto insurance – and there are plenty of penalties you’ll face if you’re found without it in the aftermath of an accident.

Not only does your auto insurance policy help keep you legal on North Carolina’s roadways, but it can also help take care of expenses that pop up after an accident. Depending on your level of coverage, your policy can take care of medical and legal bills, as well as the cost of repairing or replacing damaged property and/or vehicles.

How Much Coverage Do You Need?

A typical auto insurance policy has three major components – liability coverage, optional coverages and extras such as roadside assistance and rental car reimbursement. The former takes care of the damage and injuries done to the other party.

Liability coverage is mandatory, and you’ll need the following minimum amounts to meet the state’s legal requirements:

  • $30,000 of bodily injury liability coverage per person and $60,000 per accident
  • $30,000 of uninsured motorist bodily liability coverage per person and $60,000 per accident
  • $25,000 of regular and uninsured/underinsured motorist property damage liability coverage

You can also add a broad range of optional coverages to your auto insurance policy. Options like comprehensive and collision coverage can help you repair or replace your own damaged or totaled vehicle.

Every Asheville, NC driver needs to know their options when it comes to auto insurance. Learn more by speaking to one of our seasoned agents at Asheville Insurance Center today.

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Servicing States

  • North Carolina
  • South Carolina