Does your home need flood insurance?

The team at Asheville Insurance Center is here to answer all of the insurance-related questions that residents in the greater Asheville, NC area may have. If you wonder if flood insurance is right for you, we can help. Give us a call today and schedule a meeting with one of our friendly and knowledgeable team members. 

Is flood insurance necessary for your home?

Even when your lender does not require it, flood insurance can still be a brilliant idea. There are many times that floods will occur in unexpected areas, and the damage caused in such scenarios is usually not covered by a homeowner’s policy.

Sitting down with a local and qualified agent can help you gain the information to make an informed decision. Not all areas of our community need flood insurance, but it is essential to look into the possibility of a flood affecting your property.

We can help you obtain the information and data you need to help you decide if this type of insurance is necessary for your situation. And while you are making your decision, be sure to review your current policy to understand further what protection it offers against flood damage.

Most homeowners’ policies provide some level of protection when it comes to water damage but do not provide any coverage for damage resulting from a flood. Be sure to understand exactly what coverage you already have, and then decide if a flood insurance policy can help fill any gaps in your coverage.

Learn more about flood insurance today

Asheville Insurance Center is here to meet the insurance needs of the greater Asheville, NC community. If you would like to find out more about flood insurance, give us a call today.

Keeping Your Home Safe From Winter Storms

Keeping Your Home Safe From Winter Storms

Here in North Carolina, we get hit with winter storms from time to time. As a homeowner, you know the importance of getting your home ready for the cold months ahead. Check out these tips to keep your home safe from the ice, wind, and snow around the corner. 

– Check up on your home insurance policy, and make sure you’re comfortable with your current level of coverage. If you’d like to increase coverage, talk with your agent about your options. 

– Make sure your home has everything that you need for winter maintenance, just in case you’re unable to travel to get supplies. You’ve probably already thought about food and extra blankets for your family, but you’ll want to make sure you have plenty of salt, shovels, and snowblower fuel. 

– Check your roof before it gets cold. If you notice any areas in need of repair, call a roofing company. You’ll save buckets of money doing this now than if you waited until your house develops water damage from being unprotected during a snowstorm. 

– Clean out your gutters. The last thing you want during a storm is a mess of frozen leaves making it impossible for melting snow to drain off of your roof.

– For your pipes that are in an exterior wall, be sure to provide extra insulation. This doesn’t have to be expensive or complicated- simply wrapping them with a towel can get the job done. 

Call Asheville Insurance Center, Serving Asheville, NC

If you’re in need of a home insurance policy, or you’d like to discuss your current coverage with us, don’t be a stranger! Stop into our office to chat with an agent about how we can help.