Basic Facts To Consider While Researching Condo Insurance

Asheville Insurance Center proudly serves the Asheville, NC community. We strive to make sure that residents find the coverage they need to protect their assets. We are an independent insurance agency. We can help you find policies to manage any risks that come your way.

Basic Condo Insurance Facts

Asheville, NC is home to several visually appealing condos. Staying in a condo includes multiple unique advantages. You may feel less stress compared to staying in a larger home. You won’t be required to perform regular maintenance on the outside of a home, as well as regular landscaping. However, there are still risks worth considering. That’s why you should consider the benefits of condo insurance.

Condo insurance helps you protect your personal items if they are damaged or stolen. Liability coverage is also an important part of your policy. Liability coverage protects you if someone is injured while visiting your property. This is especially important if you plan to host many friends and family over to your condo. Also, keep in mind that other people are living very close to you. If you accidentally start a fire or another type of disaster, liability coverage will protect you if you damage someone else’s property.

Condo insurance covers the interior of your unit as well. Any damage to the floors, walls, carpet, and lights is protected. If you have any luxury items inside your condo, you’ll have to amend your policy to cover those items if they are vandalized or stolen. Make sure that you read your manual and stay up to date on your homeowner’s association guidelines.

Asheville Insurance Center Will Help You Find The Coverage You Need

Contact our office to learn more information about condo insurance.

3 Ways to Secure Your Condo From Intruders

Living in the western mountains of North Carolina includes a number of luxuries for Asheville, NC residents. With so many flocking to this thriving city, securing your property in your condo is essential. Below are some tips we offer to our clients at Asheville Insurance Center. 

Keep Your Windows Locked

Because many condos are several stories up, it is easy for condo owners to relax with security. Trying to capture that mountain breeze in Asheville, NC is something that many condo owners embrace. However, when you are away, it is best to keep these windows locked to keep intruders from getting creative and using your windows as an entrance into your condo. 

Add an Alarm System

If your condo did not come equipped with an alarm system, contact a local vendor in your area and have one installed. Systems today are able to include a camera device so you can see who is attempting to enter your condo. Most suspects will defer from burglarizing a home that has an alarm system installed. Make sure that you take security stickers and place on your door and/or windows to make intended thieves aware of the security in your home. 

Use Timed Lights When Away

If you are not planning to be in your condo for an extended period of time, then you should have lights with timers that come on at different times to give others the impression that someone is home. Again, this will keep thieves who may be watching your home the impression that someone is home and in the condo even though you are away. 

Call us today!

Get your ultimate security protection today when you choose condo insurance. Our agents at Asheville Insurance Center are ready to get you the protection you need.