When you drive a recreational vehicle, you might plan on getting scuffs and scrapes over time. What you do not plan for is your vehicle getting vandalized.
Asheville Insurance Center serving Asheville, NC understands that vandalism is a serious issue, and we know that many people have questions about whether their insurance plans cover vandalism. Here’s what you need to know.
Get Comprehensive Coverage
Liability coverage does not cover vandalism to your RV, and neither does collision coverage. If you want to make sure that your vehicle is covered, you should consider comprehensive coverage. Comprehensive coverage is intended for things that happen to your RV when it is parked and not in motion.
Each policy is different and has different requirements, so it is important to consult with an insurance agent before you decide which coverage is right for your RV.
Make Sure You Have RV-Specific Coverage
When you get a special RV policy, you can ensure you are covered even when you are at a campground. When you are camping or participating in other activities, you need to ensure that you have all your bases covered. Recreational vehicles are used differently than other cars, and you do not want to get stuck with a policy that does not protect you.
Talk About Your Recreational Insurance Options
Do you want to make sure that vandalism is covered? Asheville Insurance Center can help you insure your Asheville, NC recreational vehicle so that you have the most protection possible. An insurance professional can help you choose not only the right plan but also the right amount of coverage based on your RV use.