Three things you might not know about motorhome insurance

If you own a motorhome in Asheville, NC, it’s important that you find the right solution for insuring it. A motorhome is a valuable possession. Owning one subjects you to certain liabilities.

At Asheville Insurance Center, we offer insurance policies to protect you against liabilities and protect your assets related to motorhome ownership. The following are three things you might not know about motorhome insurance.

There are three different motorhome classes. 

Motorhomes are classified into three classes when it comes to motorhome insurance. The three classes are Class A, Class B, and Class C. Generally, they are classed according to their size and the number of people they accommodate.

The smaller classification is for Class B motorhomes, which are no longer than 21 feet and sleep four or less. Class A motorhomes are the largest and measure between 21 and 40 feet. Class C motorhomes are no longer than 33 feet and sleep up to six people.

The price of insuring a motorhome depends in part on what class it is. It’s good to be aware of what class motorhome you have when you’re shopping for insurance. 

Motorhome insurance policies specify recreational or full-time coverage.

You’ll need to specify whether you use your motorhome for vacationing or as a full-time residence when you purchase a policy. Full-time coverage policies are likely to be a little more expensive. However, they also offer more coverage than policies specified for recreational use. 

Motorhome coverage types include liability, collision, comprehensive, and more.

Motorhome coverage is much like auto insurance coverage. The main types of coverage are liability, collision, and comprehensive coverage. You may want to consider some additional coverage types: uninsured motorist, personal property, and residential liability coverage. 

Let us assist you with selecting your motorhome insurance policy in Asheville, NC. Contact us by phone or on the Web at Asheville Insurance Center with your motorhome insurance inquiries and questions.