What renting looks like depends entirely on the person in question. For example, some people might rent an apartment. In this case, everything within the dwelling is contained, and there aren’t many questions about exclusions since everything is concentrated in one area. But what happens if you rent a house with a detached storage space like a garage? Will renters’ insurance cover items in these kinds of spaces, even if they’re not part of the main dwelling? Here’s what you need to know about whether renters insurance will cover this area and how you can begin protecting your property with the support of Asheville Insurance Center in Asheville, NC.

Will Renters Insurance Cover Property Inside a Garage?

Any of your property contained within a garage will typically be covered by your renters’ insurance policy. However, it’s important to remember that there are always exclusions that will determine exactly what’s covered. Some exclusions include:

• Your vehicle, which will only be covered by your auto insurance policy, cannot be covered by a renters insurance policy in the event of theft or damage.
• How is your content damaged? For example, damage caused by fire or theft will generally be covered by a renters’ insurance policy. However, if there’s a flood or natural disaster, your items may not be covered.
• The cost of your items. If you’re storing very expensive equipment or belongings in your garage, be aware of how much coverage your renters’ insurance offers. More valuable items may require you to purchase additional renters’ insurance to get the coverage you need.

Find Renters Insurance With Asheville Insurance Center

Asheville Insurance Center in Asheville, NC, is your partner in securing renters insurance. We help you find the right policy without the hassle. Contact us today to start comparing quotes for renters’ insurance!