One of the joys of owning an RV is sharing the experience with others. It’s not uncommon for RV owners to let a friend take their vehicle out for a weekend every now and then. However, an RV is a significant investment, and you need to ensure your RV insurance will cover the person behind the wheel.
If you need RV insurance in Asheville, NC, that covers more than you as the driver, contact Asheville Insurance Center for a quote.
What to Expect from RV Insurance Coverage
Some policies may have restrictions on how and when they are used. In most situations, your RV insurance will cover a friend driving it if:
- They are a licensed driver.
- They have your permission to use your RV.
- They are using it for a short period of time.
- You are not renting it out for use.
- You ensure the RV is safe for them to use.
It’s important to note that some policies may have specific restrictions. That’s why it’s crucial to speak with your RV insurance provider to verify the details before handing over the keys.
What Happens If There Is an Accident
If an accident occurs, RV insurance coverage applies as defined by your policy. The vehicle coverage may cover damage to the RV and provide liability insurance up to the coverage limits you have. The driver’s insurance, which they must have outside of your policy, may cover some of the personal injury costs or medical expenses if they exceed your policy’s limits.
How Asheville Insurance Center Can Help
If you’re seeking RV insurance in Asheville, NC, that covers all of your needs, set up a time to speak with Asheville Insurance Center. We offer comprehensive, hands-on support to help you with any unique or specific situations you may have.
